
ISO 9564-5:2025
ISO 9564-5:2025 Financial services — Personal identification number (PIN) management and security — Part 5: Methods for the generation, change, and verification of PINs
CDN $251.00
This publication was last reviewed and confirmed in 2025.
Financial services — Personal identification number (PIN) management and security — Part 5: Methods for the generation, change, and verification of PINs
Description
This document specifies cryptographic methods for:
— PIN generation;
— reference PIN change;
— transaction PIN verification.
These PIN management functions can be implemented using:
— encryption using an approved algorithm (see REF Table_tab_1 r h Table 1
08D0C9EA79F9BACE118C8200AA004BA90B02000000080000000C0000005400610062006C0065005F007400610062005F0031000000
);
— CMAC using an approved block cipher (see REF Table_tab_1 r h Table 1
08D0C9EA79F9BACE118C8200AA004BA90B02000000080000000C0000005400610062006C0065005F007400610062005F0031000000
);
— HMAC using an approved hash algorithm (see REF Table_tab_1 r h Table 1
08D0C9EA79F9BACE118C8200AA004BA90B02000000080000000C0000005400610062006C0065005F007400610062005F0031000000
).
Refer to ISO 9564-1 for basic principles & requirements regarding PIN establishment.
Edition
1
Published Date
2026-06-19
Status
PUBLISHED
Pages
21
Format 
Secure PDF
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Abstract
This document specifies cryptographic methods for:
— PIN generation;
— reference PIN change;
— transaction PIN verification.
These PIN management functions can be implemented using:
— encryption using an approved algorithm (see REF Table_tab_1 r h Table 1 08D0C9EA79F9BACE118C8200AA004BA90B02000000080000000C0000005400610062006C0065005F007400610062005F0031000000 );
— CMAC using an approved block cipher (see REF Table_tab_1 r h Table 1 08D0C9EA79F9BACE118C8200AA004BA90B02000000080000000C0000005400610062006C0065005F007400610062005F0031000000 );
— HMAC using an approved hash algorithm (see REF Table_tab_1 r h Table 1 08D0C9EA79F9BACE118C8200AA004BA90B02000000080000000C0000005400610062006C0065005F007400610062005F0031000000 ).
Refer to ISO 9564-1 for basic principles & requirements regarding PIN establishment.
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